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Calabarzon remains the most populated region in the Philippines, with over 17 million residents drawn by its blend of Metro Manila accessibility and suburban affordability.
Property prices in the region have shown steady growth, though the pace has cooled entering 2026 as mortgage rates stabilize and buyers become more selective.
This article covers the current housing prices in Calabarzon, and we constantly update it with the latest data and market insights.
And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Calabarzon.
Insights
- Property prices in Calabarzon grew only 3% to 5% over the past 12 months, marking a notable slowdown from the 6% to 9% annual gains seen in previous years.
- The Bangko Sentral ng Pilipinas cut its policy rate five times in 2025, bringing it to 4.5%, which has gradually improved mortgage affordability for Calabarzon buyers.
- Lot-only purchases in Calabarzon's growth corridors have outperformed built properties, with some subdivisions reporting 10% to 15% annual appreciation.
- The CALAX expressway completion, now expected in H1 2026, will cut travel time from Binan to Kawit from two hours to just 35 minutes.
- Calabarzon's population grew at 2.5% annually since 2015, adding roughly 400,000 new residents each year, which continues to fuel housing demand.
- Townhouses in commuter nodes like Bacoor and Imus now command prices 15% to 20% below comparable Metro Manila properties while offering similar connectivity.
- The LRT-1 Cavite Extension Phase 1 opened in November 2024, and properties within 1 kilometer of new stations have seen asking prices rise 8% to 12% since announcement.
- Rental yields in Calabarzon average 4% to 6%, which is competitive with Metro Manila but comes with lower entry prices and stronger capital appreciation potential.
What are the current property price trends in Calabarzon as of 2026?
What is the average house price in Calabarzon as of 2026?
As of early 2026, the average price for a typical family home in Calabarzon sits around ₱5.8 million (approximately $100,000 USD or €92,000 EUR), covering everything from entry-level subdivision houses to mid-market estates across the region's five provinces.
When it comes to price per square meter, Calabarzon properties typically trade at around ₱85,000 per sqm ($1,470 USD or €1,350 EUR) for built residential space, though this varies significantly by location and property type.
The realistic price range that covers roughly 80% of property purchases in Calabarzon falls between ₱2.5 million and ₱9 million (approximately $43,000 to $155,000 USD, or €40,000 to €143,000 EUR), with condos and townhouses at the lower end and house-and-lot packages in established estates at the higher end.
How much have property prices increased in Calabarzon over the past 12 months?
Property prices in Calabarzon increased by an estimated 3% to 5% over the past 12 months, which represents a noticeable slowdown compared to the stronger gains seen in previous years.
The range of price increases varied by property type, with lot-only purchases in high-demand corridors seeing gains closer to 10% to 15%, while condos in oversupplied areas experienced flatter growth of just 1% to 3%.
The single most significant factor behind this moderation was the higher interest rate environment throughout most of 2025, which made buyers more price-sensitive and selective even as BSP began cutting rates later in the year.
Which neighborhoods have the fastest rising property prices in Calabarzon as of 2026?
As of early 2026, the top three neighborhoods with the fastest rising property prices in Calabarzon are Santa Rosa in Laguna (driven by the Nuvali estate and industrial parks), General Trias in Cavite (benefiting from expressway access and master-planned communities), and Antipolo in Rizal (commanding premiums for its cooler climate and views).
Santa Rosa and General Trias have recorded estimated annual price growth of 7% to 10%, while Antipolo has seen appreciation closer to 6% to 8%, supported by its position as a lifestyle destination near Metro Manila.
The main demand driver behind these fast-rising neighborhoods is the combination of improved road connectivity through projects like CALAX and strong job creation in nearby industrial and commercial zones, which makes commuting more viable and attracts both end-users and investors.
By the way, you will find much more detailed price ranges across neighborhoods in our property pack covering the real estate market in Calabarzon.
We have made this infographic to give you a quick and clear snapshot of the property market in the Philippines. It highlights key facts like rental prices, yields, and property costs both in city centers and outside, so you can easily compare opportunities. We’ve done some research and also included useful insights about the country’s economy, like GDP, population, and interest rates, to help you understand the bigger picture.
Which property types are increasing faster in value in Calabarzon as of 2026?
As of early 2026, the ranking of property types by value appreciation in Calabarzon places lot-only purchases first, followed by townhouses and rowhouses, then mid-market house-and-lot packages, with condominiums generally trailing behind.
Lot-only properties in well-located subdivisions have appreciated by an estimated 10% to 15% annually in the strongest corridors, as buyers lock in land where future supply feels limited.
The main reason lot-only purchases are outperforming is that they offer the most flexibility for buyers who want to build later or hold for appreciation, and they require lower upfront capital than completed homes, making them accessible even when mortgage rates are elevated.
Finally, if you're interested in a specific property type, you will find our latest analyses here:
- How much do properties cost in Calabarzon?
- How much should you pay for a house in Calabarzon?
- How much should you pay for lands in Calabarzon?
- How much should you pay for a townhouse in Calabarzon?
What is driving property prices up or down in Calabarzon as of 2026?
As of early 2026, the top three factors driving property prices in Calabarzon are infrastructure improvements (especially expressways and rail extensions), spillover demand from Metro Manila families seeking more space, and the interest rate environment that affects mortgage affordability.
The single factor with the strongest upward pressure on Calabarzon property prices is connectivity upgrades, particularly the CALAX expressway nearing completion and the LRT-1 Cavite Extension, which are transforming previously distant areas into viable commuter destinations.
If you want to understand these factors at a deeper level, you can read our latest property market analysis about Calabarzon here.
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What is the property price forecast for Calabarzon in 2026?
How much are property prices expected to increase in Calabarzon in 2026?
As of early 2026, property prices in Calabarzon are expected to increase by approximately 4% to 7% over the course of the year, representing a modest recovery from the slower growth seen in late 2025.
The range of forecasts from different analysts varies, with more conservative estimates at 3% to 4% (assuming rates stay elevated) and more optimistic projections reaching 7% to 8% (if BSP continues cutting and infrastructure projects hit milestones).
The main assumption underlying most price increase forecasts for Calabarzon is that BSP will maintain its accommodative stance and deliver one or two additional rate cuts in 2026, improving mortgage affordability and releasing pent-up demand from buyers who have been waiting.
We go deeper and try to understand how solid are these forecasts in our pack covering the property market in Calabarzon.
Which neighborhoods will see the highest price growth in Calabarzon in 2026?
As of early 2026, the neighborhoods expected to see the highest price growth in Calabarzon include General Trias and Imus in Cavite, Santa Rosa and Binan in Laguna, Antipolo and Cainta in Rizal, and Sto. Tomas in Batangas.
The projected price growth for these top neighborhoods ranges from 6% to 10% for 2026, with the Cavite and Laguna corridors at the higher end due to their direct benefit from CALAX completion and industrial zone expansion.
The primary catalyst driving expected growth in these neighborhoods is the completion of major infrastructure segments, particularly the final CALAX sections linking to CAVITEX, which will dramatically reduce commute times to Metro Manila.
One emerging neighborhood that could surprise with higher-than-expected growth is Silang in Cavite, where the convergence of CALAX access, cooler highland climate, and new master-planned estates is creating a premium residential destination.
By the way, we've written a blog article detailing what are the current best areas to invest in property in Calabarzon.
What property types will appreciate the most in Calabarzon in 2026?
As of early 2026, townhouses and compact house-and-lot packages are expected to appreciate the most in Calabarzon, driven by their affordability sweet spot for first-time buyers and young families.
The projected appreciation for these top-performing property types ranges from 5% to 8% in well-connected areas, with properties near expressway interchanges and commercial centers at the higher end.
The main demand trend driving appreciation for townhouses is the affordability squeeze, as many buyers who would have purchased larger homes are now opting for smaller, more manageable properties that fit their post-rate-hike budgets.
Condominiums in oversupplied secondary locations are expected to underperform in 2026, with appreciation likely limited to 1% to 3%, because supply has outpaced demand in areas without strong employment centers or transit access.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in the Philippines versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.
How will interest rates affect property prices in Calabarzon in 2026?
As of early 2026, lower interest rates are expected to have a moderately positive effect on Calabarzon property prices, as the BSP's 125 basis points of cuts in 2025 have started to filter through to mortgage affordability.
The current benchmark interest rate stands at 4.5%, down from 6.5% in mid-2024, and most economists expect BSP to deliver one or two additional 25 basis point cuts in early 2026, potentially bringing the rate to 4% or 4.25% by year-end.
A 1% change in interest rates typically affects monthly mortgage payments by roughly 8% to 10% for a standard 20-year loan, which in Calabarzon's context means the difference between qualifying for a ₱5 million home versus a ₱5.5 million home for the average borrower.
You can also read our latest update about mortgage and interest rates in The Philippines.
What are the biggest risks for property prices in Calabarzon in 2026?
As of early 2026, the three biggest risks for property prices in Calabarzon are an affordability squeeze if wage growth fails to keep pace with prices, infrastructure project delays that postpone expected accessibility benefits, and potential oversupply in specific condo submarkets.
The single risk with the highest probability of materializing is infrastructure delay, as the CALAX completion has already been pushed back multiple times and further postponements would challenge the price premiums already baked into nearby properties.
We actually cover all these risks and their likelihoods in our pack about the real estate market in Calabarzon.
Is it a good time to buy a rental property in Calabarzon in 2026?
As of early 2026, it is a reasonably good time to buy a rental property in Calabarzon, particularly in areas with strong employment centers or near completed infrastructure projects, as rental yields of 4% to 6% remain attractive relative to other Philippine regions.
The strongest argument in favor of buying now is that interest rates have dropped significantly from their 2024 peaks, improving cash-on-cash returns, while property prices have not yet fully recovered, creating a window before the next appreciation cycle.
The strongest argument for waiting is that BSP may cut rates further in 2026, which could improve financing terms, and CALAX completion in H1 2026 will provide better clarity on which specific corridors will benefit most.
If you want to know our latest analysis (results may differ from what you just read), you can read our assessment on whether now is a good time to buy a property in Calabarzon.
You'll also find a dedicated document about this specific question in our pack about real estate in Calabarzon.
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Where will property prices be in 5 years in Calabarzon?
What is the 5-year property price forecast for Calabarzon as of 2026?
As of early 2026, cumulative property price growth in Calabarzon over the next 5 years is expected to reach 30% to 45%, driven by continued infrastructure buildout and sustained population inflows from Metro Manila.
The range of 5-year forecasts spans from a conservative 25% (assuming slower economic growth and infrastructure delays) to an optimistic 50% (assuming robust job creation and full delivery of planned transport projects).
This translates to a projected average annual appreciation rate of approximately 5% to 8% per year over the 2026 to 2030 period, with some variation year to year depending on economic conditions.
The key assumption most forecasters rely on for their 5-year predictions is that Calabarzon will continue to absorb Metro Manila's population growth, as families trade density for space, which has been a consistent pattern for over two decades.
Which areas in Calabarzon will have the best price growth over the next 5 years?
The top three areas in Calabarzon expected to have the best price growth over the next 5 years are the Cavite-Laguna connector belt (Silang to Santa Rosa to Binan), the Daang Hari and growth estate corridor (Imus, Bacoor, General Trias), and the southern expansion zone (Sto. Tomas to Lipa to Lucena-linked areas).
The projected 5-year cumulative price growth for these top-performing areas ranges from 40% to 60%, outpacing the regional average due to their position at the intersection of multiple transport improvements and job centers.
This differs from the shorter 2026 forecast mainly in the inclusion of the Batangas-Quezon corridor, which requires more time for the SLEX TR4 extension to deliver its full accessibility benefits, whereas Cavite-Laguna benefits are more immediate.
The currently undervalued area with the best potential for outperformance over 5 years is the Lucena and eastern Quezon corridor, where land prices remain low but will likely re-rate as the SLEX TR4 extension gradually improves connectivity.
What property type will give the best return in Calabarzon over 5 years as of 2026?
As of early 2026, townhouses and compact house-and-lot packages in proven commuter nodes are expected to give the best total return over 5 years in Calabarzon, combining solid appreciation with rental income potential.
The projected 5-year total return for this property type ranges from 50% to 70% when combining estimated appreciation of 35% to 45% with cumulative rental yields of 15% to 25% over the period.
The main structural trend favoring townhouses over the next 5 years is the growing young workforce demographic in Calabarzon, as millennials and Gen Z buyers prioritize affordability and commute convenience over larger homes they cannot easily finance.
For investors seeking the best balance of return and lower risk over 5 years, lot-only purchases in established master-planned communities offer strong appreciation potential with minimal maintenance burden, though they generate no rental income during the holding period.
How will new infrastructure projects affect property prices in Calabarzon over 5 years?
The top three major infrastructure projects expected to impact Calabarzon property prices over the next 5 years are the CALAX expressway (completion expected H1 2026), the LRT-1 Cavite Extension Phases 2 and 3 (construction starting 2026, operations by 2030-2031), and the SLEX TR4 extension toward Quezon province.
The typical price premium for properties near completed infrastructure projects in Calabarzon ranges from 15% to 25% within a 2-kilometer radius of expressway interchanges and 20% to 35% within 1 kilometer of rail stations, based on historical patterns.
The specific neighborhoods that will benefit most from these infrastructure developments include Bacoor and Imus in Cavite (LRT-1 extension), Silang and General Trias (CALAX), Santa Rosa and Binan in Laguna (CALAX and expressway connectivity), and Sto. Tomas in Batangas (SLEX TR4).
How will population growth and other factors impact property values in Calabarzon in 5 years?
Calabarzon's projected population growth rate of approximately 2% to 2.5% annually is expected to add roughly 1.5 to 2 million new residents by 2030, creating sustained housing demand that will support property values across the region.
The demographic shift with the strongest influence on property demand in Calabarzon is the growth of young families with children, who prioritize space, schools, and security over proximity to Metro Manila offices, especially as remote work options have expanded.
Migration patterns, particularly the continued outflow of middle-class families from Metro Manila seeking better value and quality of life, are expected to remain the dominant demand driver for Calabarzon over the next 5 years, as housing costs in the capital continue to exceed affordability thresholds.
The property types and areas that will benefit most from these demographic trends are townhouses and house-and-lot packages in master-planned communities with schools and commercial amenities, particularly in Cavite and Laguna provinces where employment centers are most accessible.
We made this infographic to show you how property prices in the Philippines compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.
What is the 10 year property price outlook in Calabarzon?
What is the 10-year property price prediction for Calabarzon as of 2026?
As of early 2026, cumulative property price growth in Calabarzon over the next 10 years is expected to reach 70% to 110%, assuming continued economic development and infrastructure expansion without major prolonged crises.
The range of 10-year forecasts spans from a conservative 60% (assuming slower growth and periodic disruptions) to an optimistic 130% (assuming robust economic expansion and full delivery of all planned infrastructure).
This translates to a projected average annual appreciation rate of approximately 5.5% to 7.5% per year over the 2026 to 2035 period, which is consistent with Calabarzon's historical performance as the country's primary suburban expansion belt.
The biggest uncertainty factor in making 10-year property price predictions for Calabarzon is the pace and quality of infrastructure execution, as delays or cancellations of key transport projects would significantly reduce the accessibility improvements that drive much of the region's value proposition.
What long-term economic factors will shape property prices in Calabarzon?
The top three long-term economic factors that will shape property prices in Calabarzon over the next decade are real wage growth and household income expansion, the maturation of the regional transport network (rail plus expressways working together), and industrial and logistics sector growth that creates local employment.
The single long-term economic factor with the most positive impact on Calabarzon property values will be transport network maturity, as the compounding effect of multiple completed projects will transform the region from a commuter belt into a more self-sufficient economic zone with its own job centers.
The single long-term economic factor posing the greatest structural risk to Calabarzon property values is climate vulnerability and natural disaster exposure, as flooding, typhoons, and potential earthquake damage could affect insurance costs, building standards, and buyer confidence in certain areas.
You'll also find a much more detailed analysis in our pack about real estate in Calabarzon.
What sources have we used to write this blog article?
Whether it's in our blog articles or the market analyses included in our property pack about Calabarzon, we always rely on the strongest methodology we can and we don't throw out numbers at random.
We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why It's Authoritative | How We Used It |
|---|---|---|
| Bangko Sentral ng Pilipinas (BSP) RPPI | The Philippine central bank's official house price index release. | We used it as our anchor for national and regional price growth rates. We translated growth patterns into Calabarzon-specific estimates. |
| BSP RPPI Report Q3 2025 | Primary-source PDF with detailed methodology and quarterly results. | We used its year-on-year and quarter-on-quarter growth to describe current market conditions. We also used its NCR versus AONCR split to proxy Calabarzon's cycle. |
| BSP Daily Key Statistical Indicators | BSP's own daily publication of policy corridor rates. | We used it to state January 2026 interest rates and connect them to mortgage affordability. We tracked month-over-month direction for rate trend analysis. |
| World Bank Philippine Economic Updates | Major multilateral institution publishing structured macro outlooks. | We used it for the 2026-2027 economic backdrop affecting incomes and housing demand. We cross-checked it with BSP signals and market reports. |
| Colliers Philippines Property Market Outlook 2026 | Global brokerage firm with established local research practice. | We used it to frame 2026 buyer behavior and supply pipeline. We tailored the implications to Calabarzon's master-planned suburbs. |
| Manila Standard - Calabarzon Land Values | Reports named consultancy views with quantified ranges. | We used the historical appreciation ranges for house-and-lot and lot-only projects. We applied them as reality checks on long-run trend expectations. |
| Philippine News Agency (PNA) - CALAX Coverage | Government newswire with strong project status statements. | We used it for infrastructure timing and connectivity narratives. We mapped likely beneficiaries inside Cavite and Laguna corridors. |
| Philstar - CALAX Completion Timeline | Major national newspaper reporting specific project timing. | We used it as confirmation on the CALAX H1 2026 timeline. We assessed pricing implications for Silang, General Trias, and Imus corridors. |
| ABS-CBN - LRT-1 Cavite Extension | Major broadcaster citing transport authorities directly. | We used it to identify Bacoor transit nodes that can push premiums. We factored station proximity into area selection. |
| Manila Bulletin - DOTr LRT-1 Budget | Major outlet pointing to DOTr project budgeting. | We used it as verification that the Cavite Extension remains a funded priority. We incorporated it into medium-term price uplift projections. |
| Manila Standard - SLEX TR4 | Provides concrete scope statement on nationally significant corridor. | We used it to support the southward market expansion story. We identified Batangas and Quezon areas likely to benefit. |
| Philstar - BSP Q3 2025 Housing Data | Major newspaper directly attributing numbers to BSP. | We used it as a sanity check that we interpreted BSP's cooldown correctly. We translated technical data into plain language for readers. |
| Inquirer - BSP Rate Cut Outlook | Business publication with economist commentary on monetary policy. | We used it for interest rate trajectory expectations in 2026. We incorporated analyst views into our affordability scenarios. |
| PSA Calabarzon Regional Office | Official government statistics agency for the region. | We used it for population data and growth rates. We anchored demographic demand projections to official census figures. |
| ING Bank - BSP Policy Analysis | International bank with Philippines macro coverage. | We used it for independent verification of BSP policy direction. We incorporated their growth and inflation forecasts into our scenarios. |
| PhilAtlas - Calabarzon Profile | Comprehensive geographic and demographic reference database. | We used it for regional context and population density data. We verified provincial breakdowns for area-specific analysis. |
| Wikipedia - Calabarzon | Aggregated reference with cited sources for general context. | We used it for background information and cross-referencing. We verified key facts against primary sources. |
| Trading Economics - Philippines Interest Rate | Financial data platform tracking central bank decisions. | We used it to verify BSP rate history and current levels. We tracked the easing cycle timeline for context. |
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If you want to go deeper, you can read the following: