How much do houses cost now in Nagoya? (2026)

Authored by the expert who managed and guided the team behind the Japan Property Pack

Everything you need to know before buying real estate is included in our Japan Property Pack

We constantly update this blog post to reflect the latest market data and prices available.

How much do houses cost in Nagoya as of 2026?

What's the median and average house price in Nagoya as of 2026?

As of early 2026, the average detached house price in Nagoya City is approximately 37 million yen (around $234,000 USD or 202,000 EUR), while the estimated median sits closer to 34 million yen ($215,000 USD or 185,000 EUR).

The typical price range that covers roughly 80% of house sales in Nagoya falls between 20 million and 55 million yen ($127,000 to $348,000 USD or 109,000 to 300,000 EUR), depending on age, location, and size.

The gap between median and average prices in Nagoya reveals that a small number of high-end properties in prestigious areas like Higashi-ku and Chikusa-ku pull the average upward, while most transactions cluster in the mid-30-million-yen range.

At the median price of around 34 million yen in Nagoya, a buyer can realistically expect a used 3LDK or 4LDK wooden house (around 100 square meters of living space) in a suburban ward like Moriyama-ku or Midori-ku, typically 15 to 30 years old and within walking distance of a train station.

What's the cheapest livable house budget in Nagoya as of 2026?

As of early 2026, the minimum budget for a livable detached house in Nagoya is approximately 15 to 20 million yen ($95,000 to $127,000 USD or 82,000 to 109,000 EUR).

At this entry-level price point in Nagoya, "livable" typically means an older wooden house (often 30+ years old) that is structurally sound but may need cosmetic updates like fresh paint, new tatami mats, or updated kitchen fixtures, and will likely have a smaller floor plan around 60 to 80 square meters.

These cheapest livable houses in Nagoya are usually found in outer wards like Minato-ku (which has an industrial character in parts), Nakagawa-ku (a more suburban family area), and parts of Moriyama-ku and Midori-ku where there is more detached housing supply and less central-city premium.

Wondering what you can get? We cover all the buying opportunities at different budget levels in Nagoya here.

How much do 2 and 3-bedroom houses cost in Nagoya as of 2026?

As of early 2026, a typical 2-bedroom house (2LDK layout) in Nagoya costs around 36 million yen ($228,000 USD or 196,000 EUR), while a 3-bedroom house (3LDK layout) averages approximately 38 million yen ($240,000 USD or 207,000 EUR).

The realistic price range for a 2-bedroom house in Nagoya spans from about 25 million to 45 million yen ($158,000 to $285,000 USD or 136,000 to 246,000 EUR), depending on the ward, building age, and proximity to train stations.

For a 3-bedroom house in Nagoya, the realistic range runs from around 28 million to 50 million yen ($177,000 to $316,000 USD or 153,000 to 273,000 EUR), with newer builds and central locations pushing toward the upper end.

The price premium when moving from a 2-bedroom to a 3-bedroom house in Nagoya is relatively modest, typically adding around 2 to 5 million yen (roughly 5% to 15%), because both layouts often appear in similar mid-sized family homes, with the extra room sometimes being a compact Japanese-style tatami space.

How much do 4-bedroom houses cost in Nagoya as of 2026?

As of early 2026, a typical 4-bedroom house (4LDK layout, the most common family home configuration) in Nagoya costs approximately 36 million yen ($228,000 USD or 196,000 EUR).

The realistic price range for a 5-bedroom house (5LDK) in Nagoya runs from about 40 million to 65 million yen ($253,000 to $411,000 USD or 218,000 to 355,000 EUR), as these larger homes often come with more land and are found in established residential neighborhoods.

For a 6-bedroom house in Nagoya, which is less commonly listed as a distinct category (most are grouped under "5LDK or larger"), buyers should expect prices starting around 50 million yen ($316,000 USD or 273,000 EUR) and ranging upward to 80 million yen or more for premium locations and newer construction.

Please note that we give much more detailed data in our pack about the property market in Nagoya.

How much do new-build houses cost in Nagoya as of 2026?

As of early 2026, a typical new-build detached house in Nagoya costs approximately 41 million yen ($259,000 USD or 224,000 EUR).

The typical percentage premium that new-build houses carry compared to older resale houses in Nagoya is around 50%, based on recent closed transaction data showing new builds averaging 41 million yen versus 27 million yen for homes over 31 years old.

How much do houses with land cost in Nagoya as of 2026?

As of early 2026, a house with a larger plot of land (200 square meters or more) in Nagoya costs on average around 57 million yen ($361,000 USD or 311,000 EUR), while houses on more typical plots (80 to 120 square meters) average around 34 million yen ($215,000 USD or 186,000 EUR).

In Nagoya, a "house with land" that feels notably spacious typically means a plot of at least 150 to 200 square meters, which allows for a garden, parking for two cars, and some outdoor space, compared to the more compact 80-to-120-square-meter urban lots that are standard in denser neighborhoods.

Where are houses cheapest and most expensive in Nagoya as of 2026?

Which neighborhoods have the lowest house prices in Nagoya as of 2026?

As of early 2026, the neighborhoods with the lowest house prices in Nagoya include Minato-ku, Nakagawa-ku, Moriyama-ku, and parts of Midori-ku, which are the outer wards with more suburban or industrial character.

The typical house price range in these cheapest Nagoya neighborhoods falls between 20 million and 35 million yen ($127,000 to $221,000 USD or 109,000 to 191,000 EUR), offering significant savings compared to central and prestige areas.

The main reason these neighborhoods have the lowest house prices in Nagoya is that they combine longer commute times to the city center (often 20 to 40 minutes by train), older housing stock, and in Minato-ku's case, proximity to port and industrial zones that reduce residential appeal.

Which neighborhoods have the highest house prices in Nagoya as of 2026?

As of early 2026, the three neighborhoods with the highest house prices in Nagoya are Higashi-ku (particularly the Izumi area), Chikusa-ku (especially around Motoyama and Kakuozan), and Showa-ku, which form Nagoya's "prestige residential belt."

The typical house price range in these most expensive Nagoya neighborhoods spans from 50 million to over 100 million yen ($316,000 to $633,000+ USD or 273,000 to 546,000+ EUR), with particularly desirable addresses near top schools or upscale shopping pushing even higher.

The main reason these neighborhoods command the highest house prices in Nagoya is their combination of excellent school districts (both public and private), mature tree-lined streets with established community character, and superior train access to downtown Sakae and Nagoya Station within 10 to 15 minutes.

The type of buyer who typically purchases houses in these premium Nagoya neighborhoods includes senior executives at major Nagoya-area companies (like Toyota suppliers), medical professionals, established business owners, and well-paid expat families prioritizing school quality and neighborhood safety over budget optimization.

How much do houses cost near the city center in Nagoya as of 2026?

As of early 2026, a house near Nagoya's city center (the Sakae and Hisaya-odori entertainment district, plus the Meieki area around Nagoya Station) starts around 50 million yen ($316,000 USD or 273,000 EUR) and often exceeds 70 million yen, because detached houses are rare in these commercial zones and land values are the highest in the prefecture.

Houses near Nagoya's major transit hubs like Nagoya Station, Kanayama Station, Sakae Station, and Motoyama Station typically cost 40 million to 60 million yen ($253,000 to $380,000 USD or 218,000 to 328,000 EUR), with "walking distance" (under 10 minutes) adding a clear premium over homes further from the platform.

Houses near Nagoya's top-rated schools, including Nagoya International School in Moriyama-ku and Aichi Prefectural Asahigaoka Senior High School (a prestigious public school), typically range from 35 million to 55 million yen ($221,000 to $348,000 USD or 191,000 to 300,000 EUR), as these school-focused areas attract stable family demand.

Houses in expat-popular areas of Nagoya, notably Motoyama and Kakuozan in Chikusa-ku, Izumi in Higashi-ku, and parts of Moriyama-ku convenient for international school commutes, typically cost 40 million to 65 million yen ($253,000 to $411,000 USD or 218,000 to 355,000 EUR).

We actually have an updated expat guide for Nagoya here.

How much do houses cost in the suburbs in Nagoya as of 2026?

As of early 2026, a typical house in Nagoya's suburban areas costs approximately 33 million to 38 million yen ($209,000 to $240,000 USD or 180,000 to 207,000 EUR), depending on land size and distance from train stations.

The typical price difference between suburban houses and city-center houses in Nagoya is around 15 million to 25 million yen (roughly 30% to 40% savings), though you gain significantly more land and living space for the tradeoff of a longer commute.

The most popular suburbs for house buyers in Nagoya include Midori-ku (especially areas with newer housing developments near Narumi or Aioiyama stations), Moriyama-ku (appealing to families wanting larger plots and international school access), and Tempaku-ku (offering a balance of suburban feel with reasonable train connections).

What areas in Nagoya are improving and still affordable as of 2026?

As of early 2026, the top areas in Nagoya that are improving and still affordable for house buyers include parts of Moriyama-ku with better station access, sections of Midori-ku near newer subdivisions, and pockets of Atsuta-ku and Minami-ku where redevelopment and transport links are making commuting easier.

The current typical house price in these improving yet affordable Nagoya areas ranges from 25 million to 40 million yen ($158,000 to $253,000 USD or 136,000 to 218,000 EUR), which is 10% to 20% below comparable homes in established prestige neighborhoods.

The main sign of improvement driving buyer interest in these Nagoya areas is the "one big station further out" strategy, where new or improved train connections (like extensions or increased service frequency on the Higashiyama and Sakura-dori lines) bring suburban wards within a comfortable 25-minute commute of downtown, triggering new retail and housing development.

By the way, we've written a blog article detailing what are the current best areas to invest in property in Nagoya.

What extra costs should I budget for a house in Nagoya right now?

What are typical buyer closing costs for houses in Nagoya right now?

The estimated typical total closing cost for house buyers in Nagoya is approximately 5% to 8% of the purchase price, which on a 35-million-yen house means budgeting around 1.75 million to 2.8 million yen ($11,000 to $18,000 USD or 9,500 to 15,300 EUR) for transaction fees and taxes.

The main closing cost categories for house buyers in Nagoya include the real estate agent commission (typically 3% plus 60,000 yen plus consumption tax), registration and recording fees (around 400,000 to 600,000 yen), stamp duty on contracts, real estate acquisition tax (assessed later based on property value), and judicial scrivener fees for handling the registration paperwork.

The single largest closing cost category for house buyers in Nagoya is typically the real estate agent commission, which on a 35-million-yen purchase comes to approximately 1.2 million yen ($7,600 USD or 6,550 EUR).

We cover all these costs and what are the strategies to minimize them in our property pack about Nagoya.

How much are property taxes on houses in Nagoya right now?

The estimated typical annual property tax for a house in Nagoya is approximately 100,000 to 200,000 yen per year ($630 to $1,265 USD or 545 to 1,090 EUR), though this varies significantly based on the assessed value of your land and building in the city's fixed asset register.

Property tax in Nagoya is calculated as approximately 1.4% of the assessed value for the fixed asset tax (kotei shisan zei), plus an additional 0.3% city planning tax (toshi keikaku zei) in designated urban areas, with the assessed value typically being well below market value and subject to reductions for residential land.

If you want to go into more details, we also have a page with all the property taxes and fees in Nagoya.

How much is home insurance for a house in Nagoya right now?

The estimated typical annual home insurance cost for a detached house in Nagoya is approximately 50,000 to 80,000 yen per year ($315 to $505 USD or 273 to 437 EUR), covering fire insurance as the base policy, with earthquake insurance as an optional but strongly recommended add-on that can double the premium.

The main factors that affect home insurance premiums for houses in Nagoya include the building's construction material (wooden homes cost more to insure than reinforced concrete), the building's age and fire-resistant rating, the total insured value, and whether you add earthquake coverage, which is particularly relevant given Japan's seismic activity.

What are typical utility costs for a house in Nagoya right now?

The estimated typical total monthly utility cost for a detached house in Nagoya is approximately 15,000 to 25,000 yen per month ($95 to $158 USD or 82 to 137 EUR), varying significantly by household size, season, and whether you have city gas or LP gas.

The breakdown of main utility categories for a Nagoya house includes electricity at around 8,000 to 12,000 yen per month ($51 to $76 USD), gas at 4,000 to 8,000 yen per month ($25 to $51 USD), and water/sewer at 3,000 to 5,000 yen per month ($19 to $32 USD), with electricity spiking in summer (air conditioning) and gas spiking in winter (heating and hot water).

What are common hidden costs when buying a house in Nagoya right now?

The estimated total of common hidden costs that house buyers in Nagoya often overlook ranges from 500,000 to 2,000,000 yen ($3,165 to $12,660 USD or 2,730 to 10,930 EUR), depending on the property's age and condition.

Typical inspection fees buyers should expect when purchasing a house in Nagoya are approximately 80,000 to 150,000 yen ($505 to $950 USD or 437 to 820 EUR) for a basic home inspection, with additional costs if you add specialist checks for structural issues, termites, or ground conditions.

Beyond inspections, other common hidden costs when buying a house in Nagoya include renovation reserves for older wooden homes (roof, exterior paint, plumbing updates can easily run 1 to 3 million yen), boundary and land survey fees if plot lines are unclear, parking modifications, and appliance/fixture replacements that sellers often remove.

The hidden cost that tends to surprise first-time house buyers the most in Nagoya is the termite prevention and treatment cost, which is standard maintenance for wooden Japanese houses and can run 100,000 to 300,000 yen every five to ten years, yet is rarely mentioned during the purchase process.

You will find here the list of classic mistakes people make when buying a property in Nagoya.

What do locals and expats say about the market in Nagoya as of 2026?

Do people think houses are overpriced in Nagoya as of 2026?

As of early 2026, the general sentiment among locals and expats is that Nagoya houses feel reasonably priced compared to Tokyo and Osaka, though good properties in desirable school districts and near transit still move quickly and generate competition.

Houses in Nagoya typically stay on the market for 60 to 90 days for used properties and 30 to 60 days for new-build or spec houses, which is neither instant nor prolonged, suggesting a balanced market without extreme buyer urgency or seller desperation.

The main reason locals and expats give for feeling house prices in Nagoya are fairly valued is that you get significantly more space and land for your money than in Tokyo, while still having excellent infrastructure, major employers (Toyota and its supply chain), and reliable public transit.

Compared to one or two years ago, sentiment on Nagoya house prices has shifted from "clearly affordable" to "still reasonable but rising," as 2024 and 2025 saw residential land values climb around 3% to 5% annually, and the Bank of Japan's rate increases to 0.75% have made financing slightly less favorable than the ultra-low era.

You'll find our latest property market analysis about Nagoya here.

Are prices still rising or cooling in Nagoya as of 2026?

As of early 2026, house prices in Nagoya are stable to gently rising in prime residential areas, while older stock in less central wards shows more price negotiability, reflecting a market where quality and location matter more than broad citywide momentum.

The estimated year-over-year house price change in Nagoya is approximately 2% to 4% for residential properties, based on official land price publications showing the Greater Nagoya Area's residential land values rising 2.8% in the most recent annual survey.

Experts and locals expect house prices in Nagoya over the next 6 to 12 months to remain relatively stable with modest upward pressure in good locations, as higher interest rates (Bank of Japan at 0.75%) cool some demand while limited new housing supply and continued population stability in the metropolitan area prevent significant declines.

Finally, please note that we have covered property price trends and forecasts for Nagoya here.

What sources have we used to write this blog article?

Whether it's in our blog articles or the market analyses included in our property pack about Nagoya, we always rely on the strongest methodology we can and we don't throw out numbers at random.

We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.