How much will you pay for an apartment in Nagoya today? (2026)

Last updated on June 19, 2026

As of June 2026, a realistic resale apartment budget in Nagoya is about ¥27.5 million, or about $174,000 and €149,000, before buyer costs.

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We constantly update this blog post so that the apartment prices in Nagoya stay useful for buyers looking at the market in 2026.

Nagoya is still cheaper than Tokyo and central Osaka, but the best apartments near stations are no longer cheap in the central wards.

For most foreign buyers, the main question is not only the purchase price, but also the ward, the building condition, the monthly fees and the resale liquidity.

And if you’re planning to buy a property in this place, you may want to download our pack covering the real estate market in Nagoya.

Insights

A normal resale apartment in Nagoya in June 2026 costs around ¥27.5 million, but a buyer should think closer to ¥30 million once closing costs are included.
The Nagoya apartment market has a very wide ward gap, with 70 m² resale averages around ¥54 million in Nakamura Ward and around ¥15 million in Tenpaku Ward.
Nagoya resale apartments usually offer better value than new-build apartments, because new-build units can cost roughly twice as much per square meter.
For foreign buyers in Nagoya, resale liquidity is usually strongest near Meieki, Fushimi, Marunouchi, Sakae, Kanayama, Imaike and Chikusa.
The cheapest Nagoya apartments are not always the safest buys, because Minato, low-lying Nakagawa and parts of Minami can carry flood-risk and resale-risk discounts.
A studio apartment in Nagoya can look cheap at ¥8 million to ¥14 million, but rental demand is much better in central station areas than in remote low-price wards.
For a first-time buyer, a two-bedroom resale apartment in Nagoya is often the easiest compromise between price, rental demand and future resale.
Monthly building fees in Nagoya can quietly change the real cost of ownership, especially in older buildings with weak repair reserves.
Foreign residents with strong Japan income may get normal mortgage terms, but non-resident buyers should prepare for a large cash position or a full cash purchase.
In Nagoya in 2026, the smartest simple rule is to buy resale, near rail, in a building with clean repair records.

Who is the author of this content?

BAMBOOROUTES

A team specialized in real estate investing in APAC countries (Japan, Thailand, Indonesia, Australia, etc.).

We are a team of financial experts, legal professionals, developers, and local real estate specialists dedicated to helping people like you avoid mistakes when investing in real estate in a foreign place, particularly in Nagoya. If you’d like to learn more about us, you can check our presentation page.

How much do apartments really cost in Nagoya in 2026?

What's the average and median apartment price in Nagoya in 2026?

As of June 2026, the estimated average resale apartment price in Nagoya is about ¥27.5 million, which is about $174,000 and €149,000, while the estimated median price is about ¥24.5 million, which is about $155,000 and €132,000.

This works out to roughly ¥390,000 per m², or about $2,470 and €2,110 per m², and about ¥36,000 per sq ft, or about $230 and €196 per sq ft, for an average resale apartment in Nagoya in 2026.

For most standard resale apartments in Nagoya in 2026, a practical buyer range is about ¥20 million to ¥40 million, or about $127,000 to $253,000 and €108,000 to €216,000, before closing costs.

Sources and methodology: we used MLIT Real Estate Information Library, Chubu REINS and LIFULL HOME'S. We treated official and REINS-style data as stronger than listing prices. We then used our own Nagoya apartment models to round the figures for a normal buyer.

How much is a studio apartment in Nagoya in 2026?

As of June 2026, a typical studio apartment in Nagoya costs about ¥9 million to ¥14 million, which is about $57,000 to $89,000 and €49,000 to €76,000.

Entry-level and mid-range studios in Nagoya usually sit around ¥6 million to ¥14 million, or about $38,000 to $89,000 and €32,000 to €76,000, while central newer studios can reach ¥15 million to ¥24 million, or about $95,000 to $152,000 and €81,000 to €130,000.

Most studio apartments in Nagoya are compact, usually around 18 m² to 30 m², with the best investor demand near Marunouchi, Fushimi, Osu-Kannon, Kamimaezu, Imaike, Kanayama and Meieki.

Sources and methodology: we used MLIT Real Estate Information Library, LIFULL HOME'S and Chubu REINS. We scaled citywide resale prices to common studio sizes. We then adjusted the numbers for central station demand in Nagoya.

How much is a one-bedroom apartment in Nagoya in 2026?

As of June 2026, a typical one-bedroom apartment in Nagoya costs about ¥16 million to ¥24 million, which is about $101,000 to $152,000 and €86,000 to €130,000.

Entry-level and mid-range one-bedroom apartments in Nagoya usually cost about ¥12 million to ¥24 million, or about $76,000 to $152,000 and €65,000 to €130,000, while central newer one-bedroom apartments often reach ¥25 million to ¥35 million, or about $158,000 to $222,000 and €135,000 to €189,000.

A normal one-bedroom apartment in Nagoya is usually around 35 m² to 55 m², with good practical demand in Chikusa, Imaike, Kanayama, Kamimaezu, Tsurumai, Osu and Fushimi.

Sources and methodology: we used MLIT Real Estate Information Library, LIFULL HOME'S and MLIT Japan Property Price Index. We scaled resale price ranges to 35 m² to 55 m² units. We then checked the result against ward-level prices and our own liquidity assumptions.

How much is a two-bedroom apartment in Nagoya in 2026?

As of June 2026, a typical two-bedroom apartment in Nagoya costs about ¥22 million to ¥32 million, which is about $139,000 to $203,000 and €119,000 to €173,000.

Entry-level and mid-range two-bedroom apartments in Nagoya usually cost about ¥15 million to ¥34 million, or about $95,000 to $215,000 and €81,000 to €184,000, while central or newer two-bedroom apartments often cost about ¥35 million to ¥50 million, or about $222,000 to $316,000 and €189,000 to €270,000.

By the way, you will find much more detailed price ranges for apartments in our property pack covering the property market in Nagoya.

Sources and methodology: we used LIFULL HOME'S, Chubu REINS and MLIT Real Estate Information Library. We used 55 m² to 70 m² as the normal two-bedroom size band. We then checked central and outer-ward differences with our own Nagoya pricing model.

How much is a three-bedroom apartment in Nagoya in 2026?

As of June 2026, a typical three-bedroom apartment in Nagoya costs about ¥26 million to ¥38 million, which is about $165,000 to $241,000 and €141,000 to €205,000.

Entry-level and mid-range three-bedroom apartments in Nagoya usually cost about ¥16 million to ¥40 million, or about $101,000 to $253,000 and €86,000 to €216,000, while prime family apartments can reach ¥45 million to ¥70 million, or about $285,000 to $443,000 and €243,000 to €378,000.

Most three-bedroom apartments in Nagoya are around 65 m² to 85 m², with the highest family premiums around Kakuozan, Motoyama, Hoshigaoka, Yagoto, Izumi, Takaoka, Fushimi, Meieki-side Nakamura and Higashi Ward.

Sources and methodology: we used LIFULL HOME'S, MLIT 2026 Official Land Prices and Nagoya City land-price statistics. We used 70 m² as the main benchmark size. We then adjusted for school-zone, station and central-ward premiums.

What's the price gap between new and resale apartments in Nagoya in 2026?

As of June 2026, new-build apartments in Nagoya are usually about 90% to 120% more expensive per m² than resale apartments.

A realistic new-build apartment price in Nagoya is about ¥750,000 to ¥900,000 per m², or about $4,750 to $5,700 and €4,050 to €4,860 per m².

By comparison, a realistic resale apartment price in Nagoya is about ¥370,000 to ¥410,000 per m², or about $2,340 to $2,590 and €2,000 to €2,220 per m², which is why resale often makes more sense for yield-focused buyers.

Sources and methodology: we used Real Estate Economic Institute, MLIT Real Estate Information Library and LIFULL HOME'S. We compared new-condo market evidence with resale transaction logic. We also used our own new-versus-resale spread checks for central Nagoya.

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Can I afford to buy in Nagoya in 2026?

What's the typical total budget (all-in) to buy an apartment in Nagoya in 2026?

As of June 2026, a standard apartment buyer in Nagoya should expect an all-in budget of about ¥30 million, which is about $190,000 and €162,000, for a mid-market resale apartment.

This all-in Nagoya apartment budget usually includes the purchase price, brokerage fee, registration tax, judicial scrivener fee, real estate acquisition tax, stamp duty, insurance, loan fees and settlement adjustments.

We go deeper and try to understand what costs can be avoided or minimized (and how) in our Nagoya property pack.

Sources and methodology: we used Aichi Prefecture real estate acquisition tax, National Tax Agency registration tax table and National Tax Agency stamp-tax guidance. We modeled buyer costs on typical Nagoya resale transactions. We then rounded the all-in budget so it is useful for a non-professional buyer.

What down payment is typical to buy in Nagoya in 2026?

As of June 2026, a foreign resident buying a ¥30 million apartment in Nagoya should often prepare 20% to 35% in cash, or about ¥6 million to ¥10.5 million, which is about $38,000 to $66,000 and €32,000 to €57,000.

The minimum down payment in Nagoya can be 10% to 20% for a strong resident borrower, but non-permanent residents and non-resident foreign buyers often face stricter lender rules.

For better mortgage terms in Nagoya, a safer target is 20% to 30% down plus closing costs, because banks usually prefer stable Japan income, clean residency status and lower loan risk.

Sources and methodology: we used MLIT Real Estate Information Library, Aichi Prefecture tax guidance and Bank of Japan exchange-rate data. We separated the property price from the cash needed at purchase. We also adjusted the estimate for foreign-buyer lending risk in Japan.

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Which neighborhoods are cheapest or priciest in Nagoya in 2026?

How much does the price per m² for apartments vary by neighborhood in Nagoya in 2026?

As of June 2026, apartment prices in Nagoya vary from about ¥214,000 per m² to ¥768,000 per m² by ward, or about $1,350 to $4,860 and €1,160 to €4,150 per m².

The most affordable Nagoya wards are Tenpaku, Minato, Moriyama, Meito, Minami and Midori, where a practical resale benchmark is about ¥214,000 to ¥275,000 per m², or about $1,350 to $1,740 and €1,160 to €1,490 per m².

The most expensive Nagoya areas are Nakamura around Meieki, Naka around Sakae and Fushimi, Higashi around Izumi and Takaoka, and parts of Nishi and Atsuta, where prices can sit around ¥415,000 to ¥768,000 per m², or about $2,630 to $4,860 and €2,240 to €4,150 per m².

Sources and methodology: we used LIFULL HOME'S, Nagoya City land-price statistics and MLIT 2026 Official Land Prices. We converted 70 m² ward averages into price per m². We then checked whether the ranking made sense against land-price momentum.

What neighborhoods are best for first-time buyers on a budget in Nagoya in 2026?

As of June 2026, the best budget areas for first-time apartment buyers in Nagoya are Ozone and Heian-dori in Kita Ward, Joshin and Sengencho in Nishi Ward, and Aratamabashi and Horita around the Mizuho-Minami edge.

In these budget-friendly Nagoya areas, a realistic resale apartment price is about ¥18 million to ¥32 million, or about $114,000 to $203,000 and €97,000 to €173,000.

These Nagoya neighborhoods give buyers useful rail access, lower entry prices than the prime core, and better daily convenience than remote outer-ward apartment pockets.

The main trade-off is that budget buyers in Nagoya must check station distance, flood maps, building age and repair reserves more carefully than buyers in the expensive central wards.

Sources and methodology: we used LIFULL HOME'S, MLIT Real Estate Information Library and Nagoya City land-price statistics. We screened for lower ward prices and useful station access. We then removed areas where cheap pricing looked too dependent on weak liquidity.

Which neighborhoods have the fastest-rising apartment prices in Nagoya in 2026?

As of June 2026, the strongest price-growth areas in Nagoya are Meieki and Sasashima in Nakamura Ward, Fushimi and Marunouchi in Naka Ward, and Izumi and Takaoka in Higashi Ward.

A realistic year-over-year increase estimate for these fast-rising Nagoya apartment areas is about 4% to 8%, with the strongest station and redevelopment pockets sometimes above the city average.

The main growth driver is central Nagoya redevelopment, especially the Meieki office and transport story, the Sakae and Hisaya-odori renewal story, and steady demand for central high-status residential locations.

Sources and methodology: we used MLIT 2026 Official Land Prices, Nagoya City land-price statistics and LIFULL HOME'S. We used land prices to identify momentum, not just listing prices. We then matched that momentum with station access and redevelopment logic.

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What extra costs will I pay on top of the apartment price in Nagoya in 2026?

What are all the buyer closing costs when you buy an apartment in Nagoya?

For a typical ¥30 million apartment purchase in Nagoya, buyer closing costs are about ¥2.2 million to ¥2.7 million, which is about $14,000 to $17,000 and €12,000 to €15,000.

The main closing costs in Nagoya are brokerage fee, registration and license tax, judicial scrivener fee, real estate acquisition tax, stamp duty, loan fees, insurance and prorated taxes or building fees.

The largest visible buyer cost in a Nagoya resale apartment deal is usually the brokerage fee, which can reach 3.3% of the price plus ¥66,000.

Some costs can vary, especially loan fees, insurance, judicial scrivener fees and brokerage practice, but taxes and stamp duty follow official rules.

Sources and methodology: we used Aichi Prefecture real estate acquisition tax, National Tax Agency registration tax table and National Tax Agency stamp-tax guidance. We applied these rules to a normal resale apartment in Nagoya. We then added typical professional and financing costs from our own transaction model.

On average, how much are buyer closing costs as a percentage of the purchase price for an apartment in Nagoya?

For a normal resale apartment in Nagoya, buyers should usually budget 7% to 9% of the purchase price for closing costs.

A realistic low-to-high range for most standard Nagoya apartment transactions is about 6% to 10%, with cash resale deals near the low end and financed or new-build deals near the high end.

We actually cover all these costs and strategies to minimize them in our pack about the real estate market in Nagoya.

Sources and methodology: we used Aichi Prefecture real estate acquisition tax, National Tax Agency registration tax table and National Tax Agency stamp-tax guidance. We separated compulsory taxes from deal-specific costs. We then rounded the result into a simple buyer budget range.

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What are the ongoing monthly and yearly costs of an apartment in Nagoya in 2026?

What are typical HOA fees in Nagoya right now?

In Nagoya, condominium management fees and repair reserve fees are common, and a normal resale apartment owner should expect about ¥18,000 to ¥35,000 per month, or about $115 to $220 and €97 to €189.

Basic older buildings in Nagoya may sit around ¥12,000 to ¥22,000 per month, or about $76 to $139 and €65 to €119, while central newer or tower buildings can reach ¥30,000 to ¥55,000 per month, or about $190 to $348 and €162 to €297.

Sources and methodology: we used MLIT condominium management survey, MLIT Real Estate Information Library and LIFULL HOME'S. We adjusted national condominium data for Nagoya unit size and building age. We also raised assumptions for central and tower-style buildings.

What utilities should I budget monthly in Nagoya right now?

A typical apartment owner in Nagoya should budget about ¥18,000 to ¥32,000 per month for utilities, or about $115 to $203 and €97 to €173.

A realistic Nagoya utility range is about ¥10,000 to ¥16,500 per month for a single person and about ¥20,000 to ¥34,000 per month for a family, or about $63 to $215 and €54 to €184.

This Nagoya monthly utility budget usually includes electricity, city gas, water, sewerage and basic household usage, but not always internet or mobile phone costs.

Electricity is often the most expensive utility in Nagoya apartments, especially during July, August and September when air-conditioning use rises.

Sources and methodology: we used Nagoya Waterworks and Sewerage Bureau, Statistics Bureau of Japan household survey and Bank of Japan exchange-rate data. We converted the official water and sewer table into monthly household estimates. We then checked the result against official household-spending data.

How much is property tax on apartments in Nagoya?

A typical apartment owner in Nagoya should budget about ¥80,000 to ¥220,000 per year for fixed asset tax and city planning tax, or about $500 to $1,390 and €430 to €1,190.

Nagoya property tax is not calculated from the purchase price, because fixed asset tax is commonly 1.4% and city planning tax can be up to 0.3% of the official assessed value.

A realistic annual property-tax range in Nagoya is about ¥50,000 to ¥100,000 for an older budget apartment, ¥90,000 to ¥160,000 for a normal resale apartment, and ¥150,000 to ¥280,000 for a central or newer apartment.

Sources and methodology: we used Nagoya City fixed asset and city planning tax, MLIT Real Estate Information Library and LIFULL HOME'S. We estimated taxes from assessed values, not market prices. We then checked the result against common apartment price bands in Nagoya.

What's the yearly building maintenance cost in Nagoya?

A normal apartment owner in Nagoya should budget about ¥220,000 to ¥420,000 per year for building management and repair reserve costs, or about $1,390 to $2,660 and €1,190 to €2,270.

Older budget buildings in Nagoya may cost about ¥150,000 to ¥260,000 per year, or about $950 to $1,650 and €810 to €1,410, while central newer or tower buildings may cost about ¥400,000 to ¥700,000 per year, or about $2,530 to $4,430 and €2,160 to €3,780.

These building costs usually cover shared-area cleaning, lifts, management company work, insurance for common areas, routine maintenance and long-term repair reserves.

In Nagoya condominiums, building maintenance is usually paid through monthly management fees and repair reserve fees, but older buildings can still require special assessments if reserves are too low.

Sources and methodology: we used MLIT condominium management survey, MLIT Real Estate Information Library and Chubu REINS. We annualized typical monthly management and repair fees. We then adjusted the range for building age, size and central Nagoya building quality.

How much does home insurance cost in Nagoya?

A typical annual home insurance cost for an apartment in Nagoya is about ¥25,000 to ¥70,000, or about $160 to $440 and €135 to €380.

A basic policy in Nagoya can cost about ¥15,000 to ¥35,000 per year, or about $95 to $220 and €81 to €189, while broader coverage with earthquake protection can cost about ¥45,000 to ¥110,000 per year, or about $285 to $700 and €243 to €595.

Home insurance is usually optional for cash buyers in Nagoya, but lenders often require fire insurance when the apartment is financed, and earthquake insurance is a separate choice.

Sources and methodology: we used MLIT Real Estate Information Library, Nagoya City fixed asset and city planning tax and Bank of Japan exchange-rate data. We used standard Japanese apartment insurance ranges as the base. We then adjusted the risk reading for Nagoya earthquake and flood context.

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What sources have we used to write this blog article?

Whether it’s in our blog articles or the market analyses included in our property pack about Nagoya, we always rely on the strongest methodology we can, and we don’t throw out numbers at random.

We also aim to be fully transparent, so below we’ve listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.

Source	Why this source matters	How we used it
MLIT Real Estate Information Library	Japan’s land ministry publishes official transaction and price information here.	We used it as the official base for Nagoya apartment transaction evidence. We treated it as stronger than listing-only websites.
MLIT Japan Property Price Index	MLIT builds national and regional price indices from real transaction data.	We used it to understand the wider 2026 market direction. We also noted that some 2026 releases had been delayed.
MLIT 2026 Official Land Prices	Official land-price points are Japan’s main local land-value benchmark.	We used it to identify rising areas in Nagoya. We checked apartment price signals against land-price momentum.
Nagoya City land-price statistics	Nagoya City republishes ward-level land-price data from official sources.	We used it to compare Nagoya wards. We relied on it for the central premium versus outer-ward value logic.
LIFULL HOME'S Nagoya resale condo prices	LIFULL is a major Japanese property portal with recent resale listing data.	We used its June 2026 70 m² ward prices to estimate buyer budgets. We cross-checked these listing figures against transaction-based sources.
Chubu REINS	Chubu REINS is the professional resale-market network for central Japan.	We used it as the professional resale-market reference for Nagoya. We treated REINS-style evidence as closer to closed deals than simple portal asking prices.
Real Estate Economic Institute new-condo market data	This specialist source tracks new condominium supply and pricing in Japan.	We used it for the new-build apartment context. We compared it with resale evidence to estimate the new-build premium in Nagoya.
Aichi Prefecture real estate acquisition tax	Aichi Prefecture is the local authority for acquisition tax in Nagoya.	We used it for acquisition-tax rules and assessed-value logic. We applied the residential rate only where it fits a normal apartment purchase.
National Tax Agency registration tax table	The NTA is Japan’s national tax authority.	We used it for registration and license tax rates. We separated statutory rates from likely cash costs because assessed values are below market prices.
National Tax Agency stamp-tax guidance	The NTA publishes official stamp-duty guidance for real estate contracts.	We used it to estimate contract stamp duty. We included stamp duty as a small but unavoidable buyer cost.
Nagoya City fixed asset and city planning tax	Nagoya City administers local annual property taxes.	We used it for recurring property-tax treatment. We estimated annual bills from assessed value rather than from market price.
MLIT condominium management survey	MLIT runs Japan’s main survey on condominium management and reserves.	We used it to estimate monthly management fees and repair reserves. We adjusted the result for Nagoya building age and central-tower premiums.
Nagoya Waterworks and Sewerage Bureau	This is Nagoya’s official water and sewerage tariff source.	We used it to estimate apartment water and sewer bills. We converted the official two-month structure into a monthly buyer budget.
Statistics Bureau of Japan household survey	Japan’s official household survey tracks real household spending.	We used it to cross-check utility assumptions. We preferred official spending data over crowd-sourced cost-of-living websites.
Bank of Japan foreign exchange data	The Bank of Japan publishes official exchange-rate market data.	We used it to keep foreign-currency conversions consistent. We rounded USD figures so foreign buyers can read the numbers quickly.
European Central Bank euro-yen reference rates	The ECB publishes widely used euro reference exchange rates.	We used it to cross-check euro conversions. We rounded EUR values because exchange rates move daily.

For currency conversions in this article, we used rounded June 2026 working rates of about ¥158 per $1 and about ¥185 per €1, so small differences are normal if exchange rates move.

Final buyer takeaway for Nagoya in June 2026: buy resale, stay near rail, check the building’s repair reserve, and do not choose a cheap apartment only because the purchase price looks low.