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If you are a foreigner looking at buying property in Calabarzon, you probably want to know what you can actually get at different budget levels.
This guide breaks down current housing prices in Calabarzon for 2026, covering everything from $100k starter options to $500k premium properties.
We constantly update this blog post to reflect the latest market conditions and pricing trends across Cavite, Laguna, Batangas, Rizal, and Quezon provinces.
And if you're planning to buy a property in this place, you may want to download our pack covering the real estate market in Calabarzon.
What can I realistically buy with $100k in Calabarzon right now?
Are there any decent properties for $100k in Calabarzon, or is it all scams?
Yes, you can find decent properties in Calabarzon for around $100,000 (about ₱5.9 million), but as a foreigner, your cleanest ownership path is a studio or one-bedroom condo since Philippine law restricts foreign land ownership.
The best value areas for a $100k budget in Calabarzon include Dasmarinas, Imus, and General Trias in Cavite, as well as Calamba and Cabuyao in Laguna, where you will find established subdivisions and condo projects with strong resale markets.
If you want to buy in popular or upscale areas like Nuvali, Silang, or Tagaytay for $100k, you will likely only find small older units or listings that seem cheap because of title issues, developer problems, or unusual conditions that require extra due diligence.
What property types can I afford for $100k in Calabarzon (studio, land, old house)?
With $100,000 (about ₱5.9 million) in Calabarzon, you can realistically afford a studio or compact one-bedroom condo in growth areas like Santa Rosa, Calamba, or Bacoor, typically ranging from 22 to 35 square meters for newer stock.
At this price point in Calabarzon, you should expect properties that may need some refreshing, with renovation budgets of ₱300,000 to ₱1.2 million for older resale units that need paint, waterproofing, or kitchen and bathroom updates.
Condominiums tend to offer the best long-term value at the $100k level in Calabarzon for foreign buyers because they provide clean, legal ownership under the Condominium Act, easier financing options, and stronger resale liquidity in established commuter corridors.
What's a realistic budget to get a comfortable property in Calabarzon as of 2026?
As of early 2026, the realistic minimum budget to get a comfortable property in Calabarzon as a foreign buyer is around ₱8 million ($135,000 or about €125,000) for a proper one-bedroom or small two-bedroom condo in a decent location.
Most foreign buyers in Calabarzon typically need between ₱8 million and ₱15 million ($135,000 to $255,000 or €125,000 to €235,000) to reach a comfortable standard with good finishes, amenities, and convenient access to major roads.
In Calabarzon, "comfortable" generally means a unit of at least 45 to 60 square meters, modern fixtures, reliable building management, access to pools or gyms, and proximity to commercial areas or transport links along the SLEX or CALAX expressways.
The required budget can vary significantly depending on the neighborhood, with premium areas like Santa Rosa, Nuvali, and Tagaytay requiring 30% to 50% higher budgets than more affordable locations like Tanza, Trece Martires, or outer Antipolo.
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What can I get with a $200k budget in Calabarzon as of 2026?
What "normal" homes become available at $200k in Calabarzon as of 2026?
As of early 2026, a $200,000 budget (about ₱11.8 million) in Calabarzon opens up "normal comfortable" family options including larger one-bedroom or entry two-bedroom condos in established nodes like Santa Rosa, Calamba, Bacoor, and Imus.
For this budget in Calabarzon, you can typically expect units ranging from 45 to 70 square meters (about 485 to 750 square feet), which is enough space for a couple or small family, with better building amenities and more convenient locations near commercial centers.
By the way, we have much more granular data about housing prices in our property pack about Calabarzon.
What places are the smartest $200k buys in Calabarzon as of 2026?
As of early 2026, the smartest $200k buys in Calabarzon are along the SLEX corridor in Laguna (Binan, Santa Rosa, Cabuyao, Calamba), the Cavite growth belt (Imus, General Trias, Dasmarinas), and the Rizal commuter corridor (Cainta, Taytay, Antipolo).
These areas are smarter buys because they have deep buyer pools, established infrastructure, proximity to Metro Manila job centers, and consistent resale demand from both local families and overseas Filipino workers looking for investment properties.
The main growth factor driving value in these smart-buy areas of Calabarzon is the combination of expressway connectivity (SLEX, CALAX, and future extensions), industrial park job creation, and the ongoing migration of Metro Manila residents seeking more affordable housing with better space.
We have made this infographic to give you a quick and clear snapshot of the property market in the Philippines. It highlights key facts like rental prices, yields, and property costs both in city centers and outside, so you can easily compare opportunities. We’ve done some research and also included useful insights about the country’s economy, like GDP, population, and interest rates, to help you understand the bigger picture.
What can I buy with $300k in Calabarzon in 2026?
What quality upgrade do I get at $300k in Calabarzon in 2026?
As of early 2026, moving from $200k to $300k (about ₱17.7 million) in Calabarzon means you can buy meaningfully nicer properties with better micro-locations, newer construction, superior building amenities, and access to more desirable neighborhoods near lifestyle hubs.
Yes, $300k can definitely buy a property in a newer building in Calabarzon right now, especially outside the most premium trophy locations, with many projects completed within the last five years available in Santa Rosa, Calamba, and better Cavite nodes.
At this budget, specific features that become available include larger floor plans (70 to 90 square meters), two full bedrooms with proper separation, better quality finishes, building gyms and pools, covered parking, and locations with views or proximity to commercial and leisure destinations.
Can $300k buy a 2-bedroom in Calabarzon in 2026 in good areas?
As of early 2026, yes, $300k (about ₱17.7 million) can realistically buy a two-bedroom property in good areas of Calabarzon, particularly in established corridors with strong infrastructure and commercial access.
Specific good areas in Calabarzon where you can find two-bedroom options at $300k include Santa Rosa and Cabuyao in Laguna, Imus and Bacoor in Cavite near major highways, and Cainta and Taytay in Rizal within the Metro Manila commuter belt.
A $300k two-bedroom in Calabarzon typically offers 60 to 85 square meters (about 645 to 915 square feet), which provides comfortable living space for a family with a proper master bedroom, second bedroom for kids or guests, and functional common areas.
Which places become "accessible" at $300k in Calabarzon as of 2026?
At $300k in Calabarzon, you gain access to more aspirational addresses including Nuvali-adjacent communities in Santa Rosa, non-ultra-premium pockets of Silang, selected Tagaytay developments (not trophy ridgeline locations), and emerging lifestyle areas in Lipa and Santo Tomas in Batangas.
These newly accessible areas are desirable compared to lower-budget options because they offer cooler climates (especially Tagaytay and Silang), lifestyle amenities like golf courses and nature parks, better landscaping, and a sense of "escape" from the dense urban commuter belt.
In these newly accessible areas, foreign buyers can typically expect larger condo units with better views, access to resort-style amenities, and for those pursuing long-term lease arrangements, the possibility of house-style living with gardens and outdoor space.
By the way, we've written a blog article detailing what are the current best areas to invest in property in Calabarzon.
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What does a $500k budget unlock in Calabarzon in 2026?
What's the typical size and location for $500k in Calabarzon in 2026?
As of early 2026, a $500,000 budget (about ₱29.5 million) in Calabarzon typically buys larger two-bedroom or three-bedroom condos of 90 to 140 square meters (970 to 1,500 square feet) in premium locations like Tagaytay, Santa Rosa, or Silang lifestyle communities.
Yes, $500k can buy a family home with outdoor space in Calabarzon, though for foreigners this typically means pursuing a long-term lease arrangement under the 99-year Investors' Lease Act rather than direct land ownership, which remains restricted under Philippine law.
At $500k in Calabarzon, the typical property offers three to four bedrooms and two to three bathrooms, with premium finishes, dedicated parking, access to clubhouse facilities, and locations that provide either mountain views, cooler climate, or proximity to commercial and leisure destinations.
Finally, please note that we cover all the housing price data in Calabarzon here.
Which "premium" neighborhoods open up at $500k in Calabarzon in 2026?
At $500k in Calabarzon, the premium neighborhoods that open up include Tagaytay ridgeline developments with Taal Volcano views, Silang premium gated villages, Santa Rosa and Nuvali higher-end enclaves, and select Batangas coastal and lifestyle pockets in Nasugbu and Calatagan.
These neighborhoods are considered premium in Calabarzon because they offer cooler highland climates (Tagaytay averages 23°C year-round), scenic views of lakes and mountains, lower density development, resort-style amenities, and a retreat atmosphere that attracts affluent Manila buyers.
In these premium Calabarzon neighborhoods, foreign buyers can realistically expect larger condo units with premium finishes in Tagaytay towers, or for those structuring long-term leases, access to houses with gardens, pools, and multiple car garages in gated communities.
We did some research and made this infographic to help you quickly compare rental yields of the major cities in the Philippines versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you’re planning to invest there.
What counts as "luxury" in Calabarzon in 2026?
At what amount does "luxury" start in Calabarzon right now?
In Calabarzon as of 2026, luxury properties generally start at around ₱25 million ($420,000 or about €390,000), which is where you begin to see prime locations combined with high-quality finishes, exceptional amenities, and premium landscaping or views.
The entry point to luxury real estate in Calabarzon is defined by features like direct Taal Volcano or lake views in Tagaytay, membership-style amenities (golf, spa, exclusive clubhouses), imported finishes, smart home systems, and developer brands known for premium quality.
Compared to Metro Manila, the luxury threshold in Calabarzon is about 30% to 40% lower in peso terms, but buyers get significantly more space, better air quality, and a lifestyle-oriented environment that Manila's dense urban core cannot offer.
The typical price range for mid-tier luxury in Calabarzon is ₱30 million to ₱50 million ($510,000 to $850,000 or €470,000 to €785,000), while top-tier trophy properties in prime Tagaytay ridgelines or exclusive Silang villages can reach ₱80 million to ₱150 million ($1.4 million to $2.5 million or €1.3 million to €2.3 million).
Which areas are truly high-end in Calabarzon right now?
The truly high-end areas in Calabarzon right now are Tagaytay's premium ridgeline developments (especially those with unobstructed Taal views), Silang's exclusive gated village clusters, Santa Rosa's Nuvali premium enclaves, and select Batangas coastal estates in Nasugbu and Calatagan.
These areas are considered truly high-end in Calabarzon because they combine natural advantages (cool climate, scenic views, beachfront access) with developer-imposed exclusivity (large minimum lot sizes, strict architectural guidelines, 24/7 security, and resort-caliber common amenities).
The typical buyer profile for these high-end Calabarzon areas includes successful Metro Manila business owners seeking weekend retreats, C-suite executives wanting family compounds, overseas Filipinos investing in retirement properties, and some foreign nationals pursuing long-term lease arrangements for lifestyle homes.
Don't buy the wrong property, in the wrong area of Calabarzon
Buying real estate is a significant investment. Don't rely solely on your intuition. Gather the right information to make the best decision.
How much does it really cost to buy, beyond the price, in Calabarzon in 2026?
What are the total closing costs in Calabarzon in 2026 as a percentage?
As of early 2026, total closing costs for buyers in Calabarzon typically range from 2.5% to 4.5% of the purchase price, though this can increase if complex legal structuring is required for foreign buyers or if there are title issues to resolve.
The realistic low-to-high percentage range that covers most standard transactions in Calabarzon is 3% to 5% of the property price, accounting for variations in local government unit rates and whether professional title transfer services are used.
The specific fee categories that make up this total in Calabarzon include Documentary Stamp Tax (1.5%), Local Transfer Tax (0.5% to 0.75% depending on municipality), Registry of Deeds registration fees (tiered by value), and notarial and legal fees (variable based on complexity).
To avoid hidden costs and bad surprises, you can check our our pack covering the property buying process in Calabarzon.
How much are notary, registration, and legal fees in Calabarzon in 2026?
As of early 2026, notary, registration, and legal fees in Calabarzon typically total ₱80,000 to ₱250,000 ($1,350 to $4,250 or €1,250 to €3,900) for a standard condo transaction, with costs scaling higher for more complex deals or higher-value properties.
These fees typically represent about 0.5% to 2% of the property price in Calabarzon, depending on whether you use a simple notary arrangement or engage a full-service lawyer to handle due diligence, contract review, and title transfer processing.
Among the three fee types in Calabarzon, legal fees are usually the most expensive if you hire a lawyer for comprehensive services, as notarial fees (for document authentication) and registration fees (paid to the Registry of Deeds) follow relatively standardized schedules.
What annual property taxes should I expect in Calabarzon in 2026?
As of early 2026, annual property taxes in Calabarzon typically range from ₱15,000 to ₱80,000 ($250 to $1,350 or €230 to €1,250) for a standard residential property, depending on the assessed value set by local assessors (not your purchase price).
Annual property taxes in Calabarzon typically represent about 0.5% to 2% of the assessed value of your property, with provincial locations generally at the lower end (around 1%) and city locations potentially reaching 2% plus a 1% Special Education Fund levy.
Property taxes in Calabarzon can vary significantly based on location, with cities like Antipolo and Santa Rosa charging higher rates than rural municipalities in Quezon province, and condominium units often having lower assessed values relative to their purchase price compared to houses on larger lots.
Some exemptions or reductions may be available for certain property types in Calabarzon, including lower assessment levels for residential properties (20% of market value) compared to commercial (50%), and potential senior citizen discounts in some municipalities for owner-occupied homes.
You can find the list of all property taxes, costs and fees when buying in Calabarzon here.
Is mortgage a viable option for foreigners in Calabarzon right now?
Obtaining a mortgage as a foreigner in Calabarzon is possible but challenging, with success depending heavily on your visa type, relationship status, and whether you are buying a condominium (the easiest path) rather than attempting to finance land-linked properties.
Foreign buyers in Calabarzon can typically access loan-to-value ratios of 60% to 80% for condominium purchases, with interest rates ranging from 6% to 12% per annum depending on the bank, your profile, and whether you have an existing relationship with a Philippine or international bank.
To qualify for a mortgage in Calabarzon as a foreigner, you typically need an Alien Certificate of Registration (ACR), a valid long-term visa (SRRV, investor visa, or marriage visa), proof of income that can be verified by Philippine standards, and often a Filipino co-borrower or guarantor.
You'll find all our documents related to mortgages in our property pack about Calabarzon.
We made this infographic to show you how property prices in the Philippines compare to other big cities across the region. It breaks down the average price per square meter in city centers, so you can see how cities stack up. It’s an easy way to spot where you might get the best value for your money. We hope you like it.
What should I predict for resale and growth in Calabarzon in 2026?
What property types resell fastest in Calabarzon in 2026?
As of early 2026, the property types that resell fastest in Calabarzon are entry-to-mid-range condominiums near commuter and job nodes, followed by two-to-three-bedroom townhouses in established subdivisions with strong end-user demand from local families.
The typical time on market to sell a well-priced property in Calabarzon ranges from 3 to 6 months for mass-market units, while overpriced or niche properties can take 6 to 12 months, and true luxury or trophy properties often require 9 to 18 months to find the right buyer.
Properties in Calabarzon sell faster when they are near SLEX or CALAX interchanges, within walking distance of commercial centers, in subdivisions with active homeowner associations, and priced realistically relative to BIR zonal values and comparable recent transactions.
The slowest-reselling property types in Calabarzon tend to be large luxury homes in locations that lack year-round appeal (like Tagaytay during wet season), raw land in areas with unclear development timelines, and older condo units in buildings with deferred maintenance or weak management.
If you're interested, we cover all the best exit strategies in our real estate pack about Calabarzon.
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What sources have we used to write this blog article?
Whether it's in our blog articles or the market analyses included in our property pack about Calabarzon, we always rely on the strongest methodology we can and we don't throw out numbers at random.
We also aim to be fully transparent, so below we've listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why It's Authoritative | How We Used It |
|---|---|---|
| Bangko Sentral ng Pilipinas RPPI Report | Official central bank index tracking residential property prices across the Philippines. | We used it to anchor macro price direction for NCR versus outside-NCR areas. We also used its housing-type split to understand condo versus house pricing trends. |
| Colliers Philippines Quarterly Report | Major international property consultancy with dedicated Philippines research team. | We used it to validate demand patterns in Cavite and Laguna outside Metro Manila. We also referenced their absorption data for resale velocity estimates. |
| 1987 Philippine Constitution Article XII | Primary legal text establishing constitutional land ownership restrictions. | We used it to ground the core rule that foreigners cannot own private land. We explained why house-and-lot ownership requires alternative structures. |
| Condominium Act (RA 4726) | Primary legislation enabling foreign condo ownership in the Philippines. | We used it to explain the cleanest ownership path for foreign buyers. We referenced the 40% foreign ownership limit per project. |
| 99-Year Investors' Lease Act (RA 12252) | Recently enacted law expanding long-term lease options for foreign investors. | We used it to explain the house lifestyle alternative when land ownership is restricted. We confirmed this provides a legal path to long-term property use. |
| Lamudi Property Listings | Major Philippine property marketplace with transparent, searchable listings. | We used it to triangulate current asking price bands across Cavite, Laguna, and Rizal. We validated what property types appear at each budget level. |
| BIR Zonal Values | Official Bureau of Internal Revenue reference for tax valuation schedules. | We used it to explain how BIR can override declared prices for tax computation. We referenced it as a due diligence check against undervalued deals. |
| DILG Local Government Code | Official government framework for local property taxes and transfer taxes. | We used it to anchor that property taxes vary by LGU. We explained why closing costs differ between municipalities. |
| HSBC Philippines Loans FAQ | Major international bank explaining lending concepts and constraints. | We used it to anchor realistic loan-to-value expectations for foreign buyers. We referenced their guidance on mortgage viability. |
| Ayala Land Market Outlook | Major Philippine developer with deep market insights and development pipeline visibility. | We used it to understand infrastructure impacts on Calabarzon real estate. We referenced their 2026 market outlook for growth corridor identification. |
We created this infographic to give you a simple idea of how much it costs to buy property in different parts of the Philippines. As you can see, it breaks down price ranges and property types for popular cities in the country. We hope this makes it easier to explore your options and understand the market.
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