As of 2026, a realistic median asking price for a livable house in Surabaya is about Rp1.55 billion, or roughly $86,000 and €75,000, while the average asking price is closer to Rp2.4 billion, or roughly $133,000 and €116,000, because premium west Surabaya houses pull the average upward.
[VARIABLE INTRO GREEN HTML] [VARIABLE COVER HTML]This Surabaya house price guide is written for foreign buyers who want simple, fresh, and practical numbers for June 2026.
We constantly update this blog post because Surabaya house listings, exchange rates, taxes, and utility costs can change during the year.
The goal is to help you understand what a normal residential house in Surabaya costs before you speak with an agent, seller, bank, or notary.
And if you’re planning to buy a property in this place, you may want to download our pack covering the real estate market in Surabaya.
How much do houses cost in Surabaya as of 2026?
What's the median and average house price in Surabaya as of 2026?
As of 2026, the estimated median house price in Surabaya is about Rp1.55 billion, or about $86,000 and €75,000, while the estimated average house price in Surabaya is about Rp2.4 billion, or about $133,000 and €116,000.
This means that roughly 80% of normal residential houses in Surabaya sit between about Rp700 million and Rp7 billion, or about $39,000 to $389,000 and €34,000 to €338,000.
The median and average house prices in Surabaya are far apart because cheaper houses in Rungkut, Kenjeran, Tandes, and Medokan Ayu sit in the same city market as expensive houses in Citraland, Pakuwon Indah, Graha Famili, and Darmo Permai.
At the median price in Surabaya in 2026, a buyer can usually expect a simple 2 or 3-bedroom landed house with about 60 to 120 m² of building area and 70 to 140 m² of land, often in an older east, north, or fringe west location.
What's the cheapest livable house budget in Surabaya as of 2026?
As of 2026, the cheapest realistic budget for a livable house in Surabaya is about Rp550 million to Rp750 million, or about $31,000 to $42,000 and €27,000 to €36,000.
At this entry price in Surabaya, “livable” usually means a small 2-bedroom house with working electricity, PDAM or usable water access, basic road access, a simple bathroom, and a condition that does not require immediate rebuilding.
The cheapest livable houses in Surabaya are usually found in Rungkut, Medokan Ayu, Kenjeran, Tanah Kali Kedinding, Bulak, Tandes, and some fringe parts of Gunung Anyar.
[VARIABLE WHAT YOU CAN GET BUDGET]How much do 2 and 3-bedroom houses cost in Surabaya as of 2026?
As of 2026, a 2-bedroom house in Surabaya usually costs about Rp600 million to Rp1.2 billion, or about $33,000 to $67,000 and €29,000 to €58,000, while a 3-bedroom house usually costs about Rp900 million to Rp2.2 billion, or about $50,000 to $122,000 and €43,000 to €106,000.
For a 2-bedroom house in Surabaya, the realistic range is about Rp600 million to Rp900 million in Rungkut, Kenjeran, and Medokan Ayu, and about Rp1 billion to Rp1.4 billion near stronger access routes such as MERR, Wiyung, or Pakuwon-side roads.
For a 3-bedroom house in Surabaya, the realistic range is about Rp900 million to Rp1.8 billion in ordinary east, north, and fringe west areas, and about Rp2 billion to Rp3.5 billion in better west Surabaya or stronger gated-cluster locations.
Moving from a 2-bedroom to a 3-bedroom house in Surabaya often adds about Rp300 million to Rp900 million, or about $17,000 to $50,000 and €14,000 to €43,000, because the buyer is usually also paying for more land, a carport, and a better family layout.
How much do 4-bedroom houses cost in Surabaya as of 2026?
As of 2026, a 4-bedroom house in Surabaya usually costs about Rp1.5 billion to Rp3 billion in middle areas, or about $83,000 to $167,000 and €72,000 to €145,000, and about Rp4 billion to Rp8 billion in premium west Surabaya, or about $222,000 to $444,000 and €193,000 to €386,000.
A 5-bedroom house in Surabaya usually costs about Rp2 billion to Rp5 billion in ordinary north, east, and south locations, or about $111,000 to $278,000 and €97,000 to €242,000, while premium west-side examples often start closer to Rp5 billion.
A 6-bedroom house in Surabaya usually costs about Rp3 billion to Rp7 billion outside the top west-side clusters, or about $167,000 to $389,000 and €145,000 to €338,000, while large houses in Pakuwon Indah, Citraland, Graha Famili, and Darmo can reach Rp8 billion to Rp15 billion or more.
Please note that we give much more detailed data in our pack about the property market in Surabaya.
How much do new-build houses cost in Surabaya as of 2026?
As of 2026, a new-build house in Surabaya usually costs about Rp1.4 billion to Rp3.2 billion, or about $78,000 to $178,000 and €68,000 to €155,000, for a normal family-size unit.
Compared with older resale houses in Surabaya, new-build houses usually carry a premium of about 15% to 30% because buyers pay for a newer layout, cleaner legal packaging, easier KPR financing, and small gated-cluster facilities.
How much do houses with land cost in Surabaya as of 2026?
As of 2026, a normal house with land in Surabaya usually costs about Rp1.4 billion to Rp3.5 billion, or about $78,000 to $194,000 and €68,000 to €169,000, when the plot is large enough for a family house and a basic carport.
In Surabaya, a “house with land” usually means a landed house with about 100 to 180 m² of land, although premium west Surabaya houses often sit on 250 to 500 m² plots or larger.
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Where are houses cheapest and most expensive in Surabaya as of 2026?
Which neighborhoods have the lowest house prices in Surabaya as of 2026?
As of 2026, the lowest house prices in Surabaya are usually in Kenjeran, Tanah Kali Kedinding, Bulak, Rungkut, Medokan Ayu, Tandes, and some fringe parts of Gunung Anyar.
In these cheaper Surabaya neighborhoods, a small livable house usually costs about Rp550 million to Rp1.7 billion, or about $31,000 to $94,000 and €27,000 to €82,000.
These areas are cheaper because many houses are older, road widths can be tighter, flood and drainage checks matter more, and the best school, mall, and west Surabaya access is less direct.
Which neighborhoods have the highest house prices in Surabaya as of 2026?
As of 2026, the three most expensive house areas in Surabaya are Pakuwon Indah, Citraland, and Graha Famili, with Darmo Permai, Bukit Darmo Golf, and central Genteng also appearing in the luxury segment.
In these premium Surabaya neighborhoods, typical family houses usually cost about Rp4 billion to Rp15 billion, or about $222,000 to $833,000 and €193,000 to €725,000, while rare large central plots can go much higher.
These neighborhoods command the highest house prices in Surabaya because they combine larger plots, cleaner gated layouts, better flood perception, international-school access, mall access, and strong west Surabaya family demand.
The usual buyers in these premium Surabaya areas are business owners, senior professionals, wealthy local families, returning Indonesians, and expat families who want space, security, schools, and a more predictable daily routine.
How much do houses cost near the city center in Surabaya as of 2026?
As of 2026, a house near central Surabaya areas such as Genteng, Gubeng, Embong, Darmo, and Tegalsari usually costs about Rp2.5 billion to Rp8 billion, or about $139,000 to $444,000 and €121,000 to €386,000.
Near major transit hubs such as Gubeng Station, Pasar Turi Station, Wonokromo, and practical MERR access, Surabaya houses usually cost about Rp1.5 billion to Rp3.5 billion, or about $83,000 to $194,000 and €72,000 to €169,000.
Near top schools such as Surabaya Intercultural School, Cita Hati West Campus, Ciputra schools, Petra schools, and Singapore National Academy access corridors, family houses often cost about Rp2.5 billion to Rp8 billion, or about $139,000 to $444,000 and €121,000 to €386,000.
In expat-popular Surabaya areas such as Citraland, Pakuwon Indah, Graha Famili, Pakuwon City, Darmo, and Mayjen Sungkono, family houses usually cost about Rp3 billion to Rp10 billion, or about $167,000 to $556,000 and €145,000 to €483,000.
[VARIABLE EXPAT GUIDE]How much do houses cost in the suburbs in Surabaya as of 2026?
As of 2026, suburban houses in Surabaya usually cost about Rp800 million to Rp4 billion, or about $44,000 to $222,000 and €39,000 to €193,000, depending on whether the location is a simple fringe area or a stronger gated cluster.
Compared with central Surabaya houses, suburban Surabaya houses can be about 20% to 50% cheaper for similar bedroom counts, although prime west suburbs such as Graha Famili and Citraland can be more expensive than many central houses.
The most popular suburban-style areas for Surabaya house buyers include Wiyung, Lakarsantri, Sambikerep, Citraland, Rungkut, Gunung Anyar, Kenjeran, Pakuwon City, and parts of Mulyorejo.
What areas in Surabaya are improving and still affordable as of 2026?
As of 2026, the best improving yet still affordable areas for Surabaya house buyers are Rungkut, Medokan Ayu, Gunung Anyar, Kenjeran, Tanah Kali Kedinding, Tandes, and fringe Wiyung outside the most expensive clusters.
In these improving Surabaya areas, a practical house usually costs about Rp800 million to Rp1.8 billion, or about $44,000 to $100,000 and €39,000 to €87,000.
The main sign of improvement is not just “development,” but better east-side access through MERR, stronger university and industrial demand around Rungkut and Gunung Anyar, and gradual buyer interest in cheaper coastal and north-east pockets.
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What extra costs should I budget for a house in Surabaya right now?
What are typical buyer closing costs for houses in Surabaya right now?
For a resale house in Surabaya in 2026, a buyer should usually budget about 6% to 9% of the purchase price for closing costs on top of the agreed house price.
On a Rp1.5 billion Surabaya house, this means about Rp90 million to Rp135 million, or about $5,000 to $7,500 and €4,300 to €6,500, including BPHTB, notary and PPAT work, certificate checks, title transfer, bank fees if financed, and administration.
The largest closing cost for most Surabaya house buyers is BPHTB, because Surabaya’s local rule sets buyer transfer tax at 5% of the taxable acquisition base after the allowed deduction.
We cover all these costs and what are the strategies to minimize them in our property pack about Surabaya.
How much are property taxes on houses in Surabaya right now?
For many middle-market houses in Surabaya in 2026, annual property tax is usually about Rp500,000 to Rp2 million, or about $30 to $110 and €25 to €100, while better houses may pay about Rp2 million to Rp10 million per year.
Surabaya property tax is based on PBB-P2, which uses the NJOP value, a non-taxable deduction, a calculation base, and a progressive local rate that depends on the property value band.
[VARIABLE PROPERTY TAXES FEES]How much is home insurance for a house in Surabaya right now?
For a normal house in Surabaya in 2026, basic home insurance often costs about Rp1 million to Rp4 million per year, or about $60 to $220 and €50 to €190, while broader cover with flood or earthquake protection can reach about Rp3 million to Rp8 million per year.
The main factors that affect home insurance premiums in Surabaya are the insured building value, construction type, flood exposure, neighborhood drainage, fire risk, earthquake add-ons, and whether the buyer insures only the building or also contents.
What are typical utility costs for a house in Surabaya right now?
For a house in Surabaya in 2026, a small household usually spends about Rp700,000 to Rp1.2 million per month on utilities, or about $40 to $70 and €35 to €60, while a 3 or 4-bedroom family house often spends about Rp1.5 million to Rp3.5 million per month.
A practical monthly breakdown is about Rp700,000 to Rp2.5 million for electricity, Rp100,000 to Rp400,000 for water, Rp250,000 to Rp600,000 for internet, and Rp200,000 to Rp600,000 for waste, security, and small housing-area fees.
What are common hidden costs when buying a house in Surabaya right now?
For many house buyers in Surabaya in 2026, common hidden costs can easily add Rp30 million to Rp200 million, or about $1,700 to $11,000 and €1,400 to €9,700, especially when the house is older or in a flood-sensitive area.
Basic inspection fees in Surabaya are usually about Rp1.5 million to Rp5 million, or about $80 to $280 and €70 to €240, while deeper checks for structure, roof, drainage, termites, and legal documents can cost about Rp5 million to Rp15 million.
Beyond inspections, common hidden costs include roof repairs, old electrical wiring, septic and drainage work, repainting, water pumps, minor structural repairs, fence or gate work, air-conditioning replacement, and legal-document clarification.
The hidden cost that surprises first-time Surabaya house buyers the most is renovation, because many older houses look usable during a short visit but still need roof, drainage, wiring, or bathroom work after purchase.
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What do locals and expats say about the market in Surabaya as of 2026?
Do people think houses are overpriced in Surabaya as of 2026?
As of 2026, many locals and expats think premium houses in Surabaya are expensive, especially in Pakuwon Indah, Citraland, Graha Famili, and central Genteng or Gubeng, but many still see value in Rungkut, Kenjeran, Medokan Ayu, Tandes, and Gunung Anyar.
Correctly priced houses in Surabaya can sell in about 1 to 3 months, while overpriced luxury houses or houses with difficult access, poor condition, or unclear legal details can sit for 6 to 12 months or longer.
The main reason buyers feel prices are high is that the best flood-safer, school-accessible, mall-accessible, gated landed houses are limited, so families compete for the same few areas.
Compared with one or two years ago, Surabaya buyer sentiment in 2026 feels more cautious because national primary residential price growth has slowed and buyers are more willing to negotiate on older or over-listed houses.
[VARIABLE REAL ESTATE MARKET]Are prices still rising or cooling in Surabaya as of 2026?
As of 2026, house prices in Surabaya are mostly stable to slightly cooling in real terms, with firm asking prices in premium west Surabaya but better room for negotiation in older and less perfect houses.
Our estimate is that Surabaya landed-house prices are changing by about 0% to 2% year over year in nominal terms in 2026, which means many prices are roughly flat after inflation.
Over the next 6 to 12 months, the most likely path is a slow and selective market where well-located houses hold value, overpriced luxury houses need longer to sell, and buyers keep checking legal status, flood risk, and renovation costs carefully.
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What sources have we used to write this blog article?
Whether it’s in our blog articles or the market analyses included in our property pack about Surabaya, we always rely on the strongest methodology we can, and we don’t throw out numbers at random.
We also aim to be fully transparent, so below we’ve listed the authoritative sources we used, and explained how we used them and the methods behind our estimates.
| Source | Why we trust it | How we used it |
|---|---|---|
| Bank Indonesia SHPR Q1 2026 | Indonesia’s central bank tracks official residential price direction. | We used it to anchor the 2026 market trend. We treated the national primary-market index as a ceiling check for Surabaya asking-price claims. |
| BPS Residential Property Price Index 2024 | BPS is Indonesia’s official statistics agency. | We used it to understand how Indonesia measures house-price movement. We did not use it alone for 2026 prices because listing data is fresher. |
| Rumah123 Surabaya Houses | Rumah123 gives a large live listing sample. | We used it for asking-price ranges and listing depth. We cross-checked city-wide figures with Lamudi and neighborhood pages. |
| Rumah123 English Surabaya Houses | It is useful for foreign-reader verification. | We used it to confirm the broad Surabaya house listing context. We excluded apartments, land-only plots, and commercial property. |
| Lamudi Surabaya Houses | Lamudi gives detailed listing snippets and examples. | We used it to cross-check bedroom counts and land-area examples. We treated prices as asking prices, not completed sale prices. |
| Rumah123 Citraland | Citraland is a major west Surabaya landed-house market. | We used it for premium west-side pricing. We compared it with Pakuwon Indah and new-build house pages. |
| Rumah123 Pakuwon Indah | Pakuwon Indah is a clear luxury-house benchmark. | We used it to estimate the upper family-house segment. We focused on real listing examples rather than generic luxury labels. |
| Lamudi Rungkut | Rungkut shows useful east Surabaya middle-market data. | We used it to estimate affordable and family-house budgets. We ignored listings with unclear risk or unusual investment use. |
| Lamudi Kenjeran | Kenjeran gives helpful north-east affordable comparables. | We used it to price cheaper neighborhoods and coastal north-east areas. We cross-checked those figures with city-wide portal data. |
| Surabaya Perda No. 7/2023 | It is the city’s legal basis for key property taxes. | We used it for BPHTB and PBB-P2 rules. We applied the rates to realistic house budgets in Surabaya. |
| PLN Tariff Reporting, June 2026 | It reports the official ESDM and PLN tariff decision. | We used it to estimate monthly electricity costs. We used house-level consumption assumptions rather than apartment assumptions. |
| PDAM Surya Sembada Tariff Table | It is Surabaya’s official water utility source. | We used it to estimate water costs for houses. We combined it with normal family consumption assumptions for Surabaya homes. |