Buying real estate in Japan?

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How much do Japan apartments really cost all-in?

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Authored by the expert who managed and guided the team behind the Japan Property Pack

buying property foreigner Japan

Everything you need to know before buying real estate is included in our Japan Property Pack

Renting an apartment in Japan involves multiple costs beyond monthly rent that many foreigners don't anticipate. Understanding the true all-in costs is crucial whether you're moving to Japan for work or considering property investment opportunities.

If you want to go deeper, you can check our pack of documents related to the real estate market in Japan, based on reliable facts and data, not opinions or rumors.

How this content was created 🔎📝

At BambooRoutes, we explore the Japanese real estate market every day. Our team doesn't just analyze data from a distance—we're actively engaging with local realtors, investors, and property managers in cities like Tokyo, Osaka, and Fukuoka. This hands-on approach allows us to gain a deep understanding of the market from the inside out.

These observations are originally based on what we've learned through these conversations and our observations. But it was not enough. To back them up, we also needed to rely on trusted resources

We prioritize accuracy and authority. Trends lacking solid data or expert validation were excluded.

Trustworthness is central to our work. Every source and citation is clearly listed, ensuring transparency. A writing AI-powered tool was used solely to refine readability and engagement.

To make the information accessible, our team designed custom infographics that clarify key points. We hope you will like them! All illustrations and media were created in-house and added manually.

What is the average monthly rent for a one-bedroom apartment in Tokyo, Osaka, and Fukuoka right now?

Monthly rent for one-bedroom apartments varies dramatically across Japan's major cities, with Tokyo commanding premium prices compared to other metropolitan areas.

In Tokyo as of September 2025, standard 1LDK units citywide average ¥120,000-¥160,000 per month. However, central wards like Shibuya, Minato, and Chiyoda often exceed ¥180,000 and can reach ¥228,000-¥300,000 for premium locations with modern amenities.

Osaka offers more affordable options with 1LDK apartments in popular urban areas averaging ¥70,000-¥90,000 monthly. Prime districts like Umeda or Namba push rents up to ¥100,000 per month, but still remain significantly below Tokyo levels.

Fukuoka presents the most budget-friendly option among major Japanese cities, with 1LDK units averaging ¥55,000-¥65,000 monthly. This represents substantial savings compared to Tokyo while still offering urban amenities and job opportunities.

These price differences reflect varying demand levels, local income standards, and infrastructure development across the three cities.

How much higher are rents in central Tokyo wards like Shibuya or Minato compared to outer suburbs?

Central Tokyo wards command significant rent premiums over outer suburban areas, with price differences often exceeding 50% for comparable apartments.

Central wards including Minato, Shibuya, Chiyoda, and Chuo typically charge 30-50% higher rents than the Tokyo city average. A basic 1LDK apartment in Minato or Chiyoda costs ¥228,000-¥300,000 monthly, while similar units in outer wards like Adachi or Katsushika range from ¥130,000-¥170,000.

Outer suburban wards offer discounts of 20-30% below Tokyo's average rent levels. These areas provide more affordable housing while maintaining reasonable access to central Tokyo via the extensive train network.

The premium reflects proximity to business districts, superior infrastructure, entertainment options, and prestige associated with central addresses. International companies and high-income professionals often prefer central locations despite higher costs.

Location choice becomes a trade-off between housing costs and commuting time, with many residents opting for outer areas to maximize living space within their budgets.

What is the average monthly maintenance fee charged by landlords or management companies?

Monthly maintenance fees represent a significant ongoing cost that tenants must budget beyond base rent, varying based on building age, amenities, and location.

Average monthly maintenance fees for 40-50 m² apartments typically range from ¥10,000-¥30,000, with central Tokyo and luxury buildings at the higher end. These fees cover building management, common area maintenance, and repair fund contributions.

Maintenance fees are often calculated at ¥200-¥800 per square meter monthly. Newer buildings with elevators, security systems, and premium amenities charge toward the upper end of this range.

Central Tokyo buildings and those with concierge services, fitness facilities, or rooftop gardens command maintenance fees of ¥25,000-¥30,000 monthly. Standard buildings in suburban areas typically charge ¥10,000-¥15,000 monthly.

It's something we develop in our Japan property pack.

How much are typical upfront costs like key money, deposit, and agency fees, and how many months of rent do they add up to?

Upfront Cost Type Typical Amount Refundable
Key Money (Reikin) 1-2 months' rent No
Security Deposit (Shikikin) 1-2 months' rent Yes (minus deductions)
Agency Fee 1 month's rent + tax No
Advance Rent 1 month's rent No
Guarantor Fee 30-100% of monthly rent No
Fire Insurance ¥15,000-¥20,000 annually No
Total Range 4-6 months' rent Partially

What is the average utility bill per month for electricity, water, and gas in a standard 40–50 m² apartment?

Monthly utility costs for a standard 40-50 m² Tokyo apartment average ¥13,000-¥20,000, with seasonal variations affecting electricity and gas consumption.

Electricity bills typically run ¥7,000 monthly for moderate usage including air conditioning during summer and winter months. LED lighting and energy-efficient appliances can reduce costs, while older units may see higher consumption.

Gas costs average ¥3,500 monthly for hot water, cooking, and heating. Apartments using city gas generally have lower costs than those relying on propane, which is more expensive in Japan.

Water bills range from ¥2,500-¥3,700 monthly for single occupancy. Japanese water rates are relatively reasonable compared to other utilities, with bills issued bi-monthly in most areas.

Seasonal fluctuations can push total utility costs higher during peak summer and winter months when air conditioning and heating usage increases significantly.

How much extra should you budget monthly for internet and mobile phone service?

Internet and mobile services represent essential monthly expenses that add ¥6,800-¥13,000 to your budget depending on service levels and usage patterns.

Home internet service costs ¥3,800-¥6,000 monthly for standard broadband connections. Fiber optic services from major providers like NTT or SoftBank offer reliable speeds for remote work and streaming.

Mobile phone plans average ¥3,000-¥7,000 monthly for moderate usage including data, calls, and messaging. Major carriers offer competitive plans, while MVNO providers can reduce costs for lighter users.

Many apartments include basic internet infrastructure, but tenants typically arrange and pay for their own service contracts. Premium high-speed packages cost more but provide better performance for business use.

Bundling internet and mobile services with the same provider often provides modest discounts on monthly fees.

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What is the average cost for renter's insurance in Japan and is it mandatory?

Renter's insurance is mandatory in most Japanese rental contracts and costs ¥15,000-¥20,000 annually for standard apartment coverage.

Fire insurance, as it's commonly called in Japan, covers damage from fire, water leaks, and some natural disasters. Landlords require this coverage to protect both the property and tenant belongings.

Insurance costs are typically paid annually upfront, with some providers offering semi-annual payment options. Coverage amounts vary based on apartment size and location, with higher premiums for premium properties.

The insurance protects against liability for damage to the rental unit and provides coverage for personal belongings. Without this coverage, tenants cannot complete the rental contract process.

Real estate agencies often arrange insurance through preferred providers, though tenants can shop for competitive rates independently.

How much does moving in cost altogether when you add rent, deposit, key money, agency fees, and insurance?

Total move-in costs for a Japanese apartment typically range from ¥615,000-¥935,000, equivalent to 4-6 months of rent for a standard Tokyo apartment.

For a ¥150,000 monthly rent apartment, upfront costs break down as follows: base rent ¥150,000, key money ¥150,000-¥300,000, security deposit ¥150,000-¥300,000, agency fee ¥150,000, insurance ¥15,000-¥20,000, and initial maintenance fee ¥15,000.

These substantial upfront costs create a significant financial barrier for many renters, requiring careful savings planning before apartment hunting. Many expatriates are surprised by the total amount needed upfront.

Some real estate agencies offer payment plans or reduced upfront packages, but these often come with higher monthly rents or additional fees over the lease term.

It's something we develop in our Japan property pack.

How much should you expect to pay annually for apartment renewals, and how often do they happen?

Apartment lease renewals occur every two years and typically cost one month's rent, creating a significant recurring expense that many tenants overlook.

infographics rental yields citiesJapan

We did some research and made this infographic to help you quickly compare rental yields of the major cities in Japan versus those in neighboring countries. It provides a clear view of how this country positions itself as a real estate investment destination, which might interest you if you're planning to invest there.

What is the price difference between furnished and unfurnished apartments of the same size in Tokyo?

Furnished apartments in Tokyo rent for 20-30% higher than comparable unfurnished units, representing a significant premium for convenience and short-term flexibility.

A ¥120,000 monthly unfurnished apartment typically costs ¥150,000-¥160,000 when furnished with basic appliances, furniture, and household items. This premium reflects the cost and convenience of immediate move-in readiness.

Furnished apartments appeal primarily to short-term residents, business travelers, and expatriates who prefer not to invest in furniture for temporary stays. The premium can be justified for stays under 12-18 months.

Long-term residents often find unfurnished apartments more cost-effective, allowing them to choose appliances and furniture that match their preferences and quality standards.

Furnished apartment availability remains limited in Japan compared to unfurnished options, with most inventory concentrated in central Tokyo and other major business districts.

How much do cleaning and restoration fees cost when you move out?

Move-out cleaning and restoration fees average ¥1,000-¥2,000 per square meter, resulting in total costs of ¥40,000-¥100,000 for standard 40-50 m² apartments.

Professional cleaning costs typically range ¥40,000-¥60,000 for standard apartments, while restoration work for wall damage, flooring wear, or appliance issues can add ¥20,000-¥40,000 to the total.

Landlords deduct these fees from security deposits, with any excess charges billed separately to tenants. Normal wear and tear is generally covered, but damage beyond reasonable use incurs additional costs.

Tenants can minimize fees by maintaining apartments well and addressing minor repairs promptly. Pre-move inspection with landlords helps clarify responsibility for various items.

It's something we develop in our Japan property pack.

What is the realistic all-in monthly budget you should set aside if you want to live comfortably in a mid-range apartment in central Tokyo?

A realistic all-in monthly budget for comfortable living in a mid-range central Tokyo apartment ranges from ¥230,000-¥250,000, significantly exceeding base rent costs.

Base rent for a central Tokyo 1LDK averages ¥180,000 monthly, but additional costs include maintenance fees ¥15,000, utilities ¥17,000, internet ¥5,000, mobile phone ¥5,000, insurance ¥1,250, and miscellaneous expenses ¥5,000.

This total of approximately ¥228,250 provides a comfortable lifestyle without financial stress, allowing for occasional repairs, replacement items, and small emergencies.

Budgeting ¥230,000-¥250,000 monthly ensures adequate reserves for renewal fees, utility fluctuations, and move-out costs when planning departure.

These figures represent mid-range apartments in central wards - luxury properties or premium locations require substantially higher budgets, while outer areas offer meaningful savings.

Conclusion

This article is for informational purposes only and should not be considered financial advice. Readers are advised to consult with a qualified professional before making any investment decisions. We do not assume any liability for actions taken based on the information provided.

Sources

  1. BambooRoutes - Average Apartment Rent Tokyo
  2. BambooRoutes - Average Rent Tokyo
  3. X-House - Osaka Rental Information
  4. BambooRoutes - Average Rent Fukuoka
  5. X-House - Fukuoka Apartment Guide
  6. BambooRoutes - How Much Apartment Tokyo
  7. BambooRoutes - Tokyo Apartment Maintenance Fees
  8. Nippon.com - Japan Housing Data
  9. E-Housing Japan - Moving Procedures
  10. The Workers - Housing Guide for Foreign Residents